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Community Choice/Become a Member

Become a Member

Your credit union, your choice

When our members thrive, our community thrives. That’s why we work to make sure your goals are met today and tomorrow with modern solutions for simple, rewarding banking—for good, for life.

Open an account
Apply for a youth account
Make an appointment

Why Community Choice?

Community first, always

Everything we do is for the greater good of our communities.

24/7 online banking & resources

Stay in control of your banking from anywhere.

Products tailored to your needs

Smart financial tools for personal and business banking.

Award-winning member service

We provide thoughtful, personalized guidance and insight.

Financial wellness focused

Here to get you on track for better finances today and tomorrow.

The credit union you need. Service you’ll love.

  • Get paid early with Express Pay
  • Earn $12 every month with GetBigReward$
  • Access to 20+ member centers across Michigan
  • 30,000+ fee-free ATMs
  • Business banking that works for you

Find the smart financial solutions you want from big banking and the one-on-one service you only get from your neighborhood credit union.

Open an account

Want a chance at $50?*

Share promo code “New Partner” at account opening and get one step closer to $50. Here’s how it works.

DIRECT DEPOSIT

Establish a combined $300 or more in direct deposits.

SWIPE YOUR MASTERCARD®

Use your new debit Mastercard for everyday purchases.

GET PAID

After 60 days, we’ll deposit $50 when you complete ONE of the following actions:

  • $300 in direct deposits
  • 20 Mastercard transactions

Hear from happy members

  • “Great CU! Courteous, professional, informative and a great place for checking, savings, and an auto loan if needed. Wouldn’t go anywhere else since starting my relationship with Community Choice! As always, thank you for great service!” Michelle K.
  • “I should have joined Community Choice Credit Union a long time ago!! Everyone there is so friendly and professional. Keep up the good work.” Sylvia T.
  • “We have been with the credit union for a long time, we have consistently received wonderful customer service and help when needed. We tell everyone about our wonderful credit union and recommend it often. Your staff is very pleasant and easy to work with. I appreciate knowing I can come in and get the help I need. Thank you for being there for us.” Thomas R.
  • “Absolutely wonderful service! The people I’ve spoken to are reliable, understanding, positive and helpful! They have solved everything I’ve had questions about in the kindest way! Thank you!” Ariel M.
  • “I have been with Community Choice for 35 years I would recommend anyone and everyone to be able to experience my appreciation and good quality service from these great people. Again, thank you for your service.” Patricia S.

Get $50 every time*
you refer a friend

Let friends and family know about all the perks and services you love at Community Choice. You can earn $50 for every successful referral!

*We mean it – referral rewards are unlimited! Earn $50 for every friend or family member who opens a checking account and maintains their membership for 30 days.

Start referring
Explore full details

Community Choice has it all

Checking accounts

Choice Checking for those that like a little extra and basic accounts for members who like to keep it simple.

Business banking

We take care of the business banking so you can keep taking care of business.

Savings accounts

Secure savings options for your finances today and the future.

Credit cards

Added security and convenience with your Community Choice Mastercard®.

Community Choice by the numbers

0k115kMembers

$0B1.79BMember Savings

$0M27.7MAll-time GetBigReward$

089Years of Service

Remarkable member service

Member service is one of our biggest priorities – and our members agree!

  • 9 out of 10 members say it’s easy to do business with us!
  • 4.75 Stars / 8K+ Reviews on Google
  • 4.8/5 Service Satisfaction Score
Make an appointment

The switch made easy

Switch it up easily with our e-Banking tool ClickSwitch. In just a few steps, we’ll help you switch your direct deposits and recurring payments with ease.

Log in to e-Banking to use ClickSwitch

Building better community, one member at a time

We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.

Become a member

Get paid early with Express Pay

Enjoy 24/7 account access and support

Upgrade your financial wellness with Choice Map

Stay local with 20+ member centers and 30K+ fee-free ATMs

*The new member’s account must be open at 30 days for the existing member’s incentive payout to occur. New member incentive will be paid on the Monday following 60 days of the new account opening and must meet one qualification to receive payout.

Qualifications include:
1. Combined $300 in direct deposits OR
2. Twenty (20) or more individual or combined debit/credit Mastercard® transactions.

For new member(s) to receive incentive, they must be 18 or older with an account in good standing, with no delinquent loan balance, negative share balance or other indicator of an account not in good standing at the time of payment. Deposits will be made to the members checking account if there is one on file if no checking account on file deposits will be made to the savings account. Deposits are reported to IRS and any applicable taxes are the responsibility of the recipient. This offer may not be used in combination with other promotional offers. All new accounts are subject to approval and individual(s) must qualify for membership based on Community Choice Credit Union’s field of membership criteria. This offer is subject to change and could be discontinued at any time.

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